Just as you have insurance for your home, for your car, for your health, and possibly even your cell (if you’re one of those who constantly drops theirs in the water or cracks the screen), it’s not a bad idea to have special event insurance for your wedding or event.
Now That We Know Why Wedding Insurance Is Important, Find Out How To Purchase It And Which Ones We Recommend.
How Do I Get Wedding/Event Insurance?
Purchasing your wedding/event insurance policy is super easy!
There are many different online wedding insurance companies to choose from (I’ll provide them below). Most allow you to simply fill out your wedding/event details such as date, location, guest count, coverage needed, and policy holder’s name and contact info, venue’s name and info and you can then purchase and print that day.
Below are some of my favorite wedding/event insurance providers with example policies covering just general aggregate liability insurance and then a second example policy showing general aggregate liability insurance with event cancellation.
We know that with our current climate, many are trying to purchase wedding insurance in light of COVID-19.
Here is a good statement of understanding of wedding insurance and if it will be covered according to Vice President of WedSafe.
Because of the fluid nature of the situation, coronavirus claims must be handled on a case by case basis to properly assess what coverage is applicable to each bride and groom, due to the endless variables and scenarios that can arise. Like most insurance, cancelling for the fear of something potentially happening, including coronavirus concerns, would typically not be a covered reason for cancellation. Also, given the news coverage and official designation as a pandemic, it is considered a known event, which would likely preclude any coverage for policies sold after a certain date in time.
-Steve Lauro, vice president of Aon's WedSafe program
Interested in learning more about special event insurance for your wedding/event? You can learn more about special event insurance by visiting any of the insurance websites or by visiting this comprehensive review on wedding insurance companies.